For all other insurances, I am considered an "out of network provider” according to your insurance plan. When a healthcare provider is not a direct participant of your insurance plan, your insurance plan will have a policy for out-of-network reimbursement. Your plan is likely to have reimbursement for therapy, and will typically reimburse at a rate of 60-80%. Please note that all plans are different and your reimbursement rate will depend on your specific plan.

I recommend calling your insurance company before our first meeting to verify your out-of-network benefits for behavioral health (i.e., the percentage of reimbursement your insurance carrier reimburses for out-of-network providers), as well as how your benefits work towards meeting your deductible. Additionally, you can ask if your insurance company contracts for single case agreements. This means that, while I am not in network with your insurance company, they will reimburse for your therapy fees as long as you identify me as your mental health provider.

I also encourage you to use Nirvana, which is a website that will calculate your out-of-network benefits for you. You will be able to verify your out-of-network benefits to understand what your insurance company may reimburse.